Risk, measured before it moves. Settlement, cleared with proof.
FINYON is a Singapore-headquartered crypto compliance and digital asset risk infrastructure for Asia and beyond. Our patent-pending Compliance Core engine — extended through a self-custody wallet with on-device risk score, enterprise crypto payments, and institutional custody — bridges digital assets with real-world financial systems for regulated institutions across MAS, HKMA, and FCA jurisdictions.
Four signals, one decision.
Our patent-pending mechanism combines four independent risk lenses into a single composite signal — defensible to an examiner, intelligible to an investigator, fast enough to act on at the point of transaction.
Identity
KYC, KYB, ultimate beneficial ownership, PEP and adverse-media screening, biometric liveness.
On-chain context
Wallet history, multi-hop tracing, mixer detection, sanctioned-address proximity, cross-chain attribution.
Behavioural baseline
AI-driven anomaly detection. Per-entity patterns learned over time; unusual flows surfaced as signal.
Composite decision
One score, one explainable verdict — accept, hold, reject — with a regulator-ready audit trail.
Founded by people who understand both sides of the table.
FINYON was founded by a senior banker with deep institutional exposure, alongside an operator who has built and run regulated crypto businesses across two jurisdictions. Drake Yeoh oversees more than USD 2 billion in assets under management at an investment bank, and Tiger Liew brings over twelve years in payments and blockchain — including operating a licensed EU virtual asset service provider. Their combined experience bridges traditional finance and digital-asset infrastructure under live regulatory regimes.
Different obligations, different points of entry.
The same engine serves a regulator looking at typologies, a bank running an AML programme, and a fintech embedding compliance into its product.
Banks and financial institutions
Add digital-asset capability to existing AML, KYC, and risk frameworks. License Compliance Core, integrate with core banking, retain custodial authority.
For banks →Exchanges and VASPs
Demonstrate examiner-ready compliance from day one. Real-time KYT, Travel Rule messaging, case-management workflows.
For exchanges →Fintech platforms
Embed regulated crypto rails into B2B or consumer products. Use Findom for payments, license Compliance Core for risk.
For fintechs →Regulators and authorities
Typologies, intelligence, and supervisory-grade reporting derived from the same engine institutions are examined against.
For regulators →
The infrastructure beneath FINYON's products. Audited stacks, established providers, the same rails the institutions we serve already trust.
What people ask before they get in touch.
The answers we give most often. If yours is not here, the contact form is the fastest path to a human.
Is FINYON a custodian, a software vendor, or both?
Both, depending on the product. Compliance Core and Findom are software — licensed to or operated for institutions. Custody & Custody-Assist is a custody service. Freedom Wallet is self-custody, meaning the user holds their own keys and we hold nothing of theirs.
Does Freedom Wallet send my transaction data anywhere?
No. The risk engine inside Freedom Wallet runs entirely on your device. Transaction details, address risk scores, and behavioural baselines are computed locally. We do not see them, store them, or share them.
Which jurisdictions does FINYON operate in?
FINYON is headquartered in Singapore with a regional office in Hong Kong. We work actively with counterparties across Asia-Pacific, the European Union, the United Kingdom, and the Gulf — aligned to MAS, FCA, MiCA, FinCEN, and adjacent regimes. Card and remittance products will be issued jurisdiction-by-jurisdiction as licences are obtained.
What does "patent-pending" actually mean here?
A patent application has been filed for the specific mechanism by which Compliance Core combines identity, on-chain context, behavioural baseline, and policy posture into a single defensible risk decision. The application is under examination. The underlying components — KYT, sanctions screening, Travel Rule messaging — are well-understood; the protected element is the synthesis.
Can I evaluate the platform before committing?
Yes. For qualifying institutional prospects we provide scoped sandboxes, integration walkthroughs, and 30–45 day pilots — typically starting with the most pressing gap in your current setup. Mention your evaluation criteria when you write in and we will prepare accordingly.
Do you work with non-regulated startups?
We focus on regulated platforms and institutions. We will have an initial conversation if you are on a clear path to licensing — particularly under MAS PSA, MiCA CASP, or comparable regimes — but our infrastructure is built for the regulated era.
How does FINYON handle data residency?
We support multi-region deployments in Singapore (primary), the European Union, the United Kingdom, the United States, Hong Kong, and Japan. Cross-border data flows respect Singapore PDPA, GDPR Chapter V, and equivalent frameworks — with documented Standard Contractual Clauses or Data Processing Agreements where required.
Can we see your SOC 2 / ISO 27001 reports?
Yes — both reports, plus our control attestation and our NIST CSF mapping, are available to qualifying institutional prospects under a mutual NDA. Mention this when you write in and we will route to our compliance team.
Does FINYON offer crypto custody in Asia?
Yes. FINYON provides institutional crypto custody for Asia through two models: a full custody service operating under our regulated permissions, and a custody-assist model where you remain custodian of record and we provide the operational depth — hot, warm, and cold key tiers, quorum approval, hardware-secured signing, and AI anomaly detection across every wallet. Both are available to institutions in Singapore, Hong Kong, and the wider Asia-Pacific region.
What is digital asset compliance and how is it different from traditional AML?
Digital asset compliance is the set of obligations — KYC, transaction monitoring, sanctions screening, Travel Rule messaging, and reporting — applied specifically to cryptocurrency and stablecoin activity. The mechanics overlap with traditional AML, but the substrate is different: on-chain transactions are public and traceable, counterparties are wallet addresses rather than named accounts, and the relevant typologies (mixer use, peel chains, exchange hopping) have no banking equivalent. FINYON's Compliance Core engine combines the traditional identity and policy lenses with on-chain context and behavioural baselining in one defensible decision.
Does FINYON serve banks and VASPs in Singapore and Hong Kong?
Yes — both jurisdictions are our home markets. FINYON's crypto solutions for Asia are designed around MAS Notice PSN02 and the Payment Services Act 2019 in Singapore, and the HKMA, SFC, and Customs & Excise Department frameworks in Hong Kong. We work with licensed banks, payment institutions, digital asset service providers, and applicant entities preparing for examination. Speak with the team for a jurisdiction-scoped walkthrough.
Speak with us.
If you are scoping a licence application, evaluating providers after an examination, or comparing risk infrastructure — we will respond within two business days.